The Platinum Card® from American Express Benefits & Review (Is it Worth it in September 2023?)
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card_name features a plethora of travel and lifestyle benefits that you won’t find with other travel credit cards. So if you’re a frequent flyer or prefer luxury travel, this card can improve your travel experience and reduce your travel costs. Here is an in-depth look at everything the card_name offers.
American Express is a TheVacationer.com advertiser. Unlike typical credit cards, the Amex Platinum allows you to carry a balance for certain charges, but not all.
|Benefits at a Glance|
|Annual Fee: annual_fees|
Current Welcome Bonus Offer: bonus_miles_full
5x Membership Rewards on flights booked directly with airlines or with Amex Travel (up to $500,000 per calendar year)
5x Membership Rewards on prepaid hotels booked with Amex Travel
1x Points Per Dollar Spent on all remaining eligible purchases
Up to $200 Hotel Statement Credits for prepaid Fine Hotels + Resorts or The Hotel Collection bookings. (two-night minimum stay)
Up to $200 Airline Fee Credit per calendar year on incidental fees. Enrollment required.
Up to $200 Uber Cash for rides and eats (in the U.S.) orders with monthly credits. Renews annually.
$155 Walmart+ Credit for a monthly membership ($12.95 per month statement credit plus applicable local taxes). Plus Ups are excluded. Subject to auto-renewal.
$240 Digital Entertainment Credit (up to $20 monthly) for eligible media services. Enrollment required.
Up to $300 Equinox Credit per year. Enrollment required.
Airport Lounge Access including The Centurion and Priority Pass Select networks (enrollment required).
Up to $100 Global Entry or TSA PreCheck application fee credit. Specifically, $100 statement credit every four years for Global Entry (includes TSA PreCheck) application fees or an $85 statement credit every 4.5 years for TSA PreCheck application fees.
CLEAR® Plus application fee credit (up to $189 per year and subject to auto-renewal)
Discounts and Complimentary Amenities at select luxury hotels and resorts
Hotel Elite Status with Hilton Honors and Marriott Bonvoy. Enrollment required.
Travel and Purchase Protection Coverage
Foreign Transaction Fee: foreign_transaction_fee
Credit Score Required: credit_score_needed
Table of Contents
Who is the Platinum Card from American Express For?
You should consider this card if you currently spend a lot of money on travel and luxury lifestyle brands. For example, you can be an excellent fit if these are some of your ordinary expenses:
- In-flight purchases
- Airport lounge membership, including the Centurion Lounge
- Uber rideshares or UberEats deliveries
- Expedited airport security (i.e., Global Entry, TSA PreCheck, and CLEAR® Plus)
This card states you can receive at least $1,500 in benefits but the annual fee is one of the highest at annual_fees (card_name). You must decide if your travel and daily routine match the card perks.
Featured Platinum Card from American Express Benefits
There are many reasons to consider applying for the Amex Platinum and these benefits are some of the most valuable.
80,000 Bonus Membership Rewards Welcome Bonus Offer
The current welcome offer bonus is 80,000 Membership Rewards points after spending $8,000 in the first 6 months. The 80,000 Membership Rewards bonus is worth up to $800 in award flights and select gift cards. The bonus can be worth over $1,600 when transferring to select American Express partner airlines and hotels.
The Vacationer Tip
Ensure you can meet the $8,000 spending requirement in six months to earn the bonus. Otherwise, you will miss out on one of the most valuable benefits of the Amex Platinum card.
Airport Lounge Access
You will receive complimentary access to these lounge networks:
- Centurion Lounges
- Priority Pass Select (enrollment required)
- Delta Sky Club
- Plaza Premium
It’s possible for you and up to two companions to visit free of charge. However, for airline lounges like Delta Sky Club and Lufthansa, you will need an active itinerary for that airline to enter.
Platinum cardholders are charged $50 for each guest for Centurion Lounge access. This fee is waived if the cardholder spends at least $75,000 in a calendar year.
Further reading: best credit cards for airport lounge access.
$200 Airline Fee Credit
Amex will reimburse up to $200 in incidental travel fees for one airline of choice each calendar year. Some of the qualifying expenses include:
- Checked bags
- In-flight food and beverages
- Change fees
- Lounge visits
- Mileage multipliers
This benefit doesn’t reimburse plane ticket purchases like other premium credit card travel credits. As a result, it can be harder to redeem if you’re not one to make incidental purchases with an airline and tend to spend your dollars in the airport terminal instead.
Further reading: best credits cards for airline and airfare benefits
$200 Hotel Credit
Luxury travelers can receive up to $200 in statements on prepaid bookings at Fine Hotels + Resorts or The Hotel Collection bookings with a minimum two-night stay.
You must book qualifying stays through AmexTravel.com. It’s possible to enjoy additional benefits at these properties too:
- Fine Hotels + Resorts: Average total value of $550 in extra perks like daily breakfast for two, a $100 experience credit, and 4 pm late check-out.
- The Hotel Collection with American Express Travel: $100 experience credit for select on-site activities.
Further reading: best credit cards for hotel benefits.
$200 Uber Cash
You will receive $15 per month ($35 in December) for up to $200 per year in Uber Cash for rides and eats (in the United States). This benefit can be an easy way to save money if you use Uber rideshares or your favorite restaurant trusts Uber Eats for delivery.
Consumer Platinum cardholders are also eligible for UberVIP benefits in select cities. Add your Amex Platinum Card to your Uber account to get started. This benefits renews annually.
Free Global Entry or TSA PreCheck
You will receive an application fee credit for Global Entry or TSA PreCheck. $100 statement credit every four years for Global Entry (includes TSA PreCheck) application fees or an $85 statement credit every 4.5 years for TSA PreCheck application fees. This is a common benefit for premium travel credit cards and helps you skip the long security lines.
Further reading: best credit cards for Global Entry and TSA PreCheck.
CLEAR® Plus Credit
This card also gives you an annual up to $189 CLEAR® Plus application fee credit which can help you get through the pre-security lines at airports quicker. CLEAR® Plus can also help you enter stadiums and other indoor entertainment venues sooner as well. Please note, this benefit is subject to auto-renewal.
While you don’t need Global Entry or TSA PreCheck to be eligible for CLEAR® Plus, the Amex Platinum lets you get both for free. You can also stack TSA PreCheck and CLEAR® Plus for an even speedier experience through security.
$300 Equinox Credit
The Platinum Card is best for its many travel statement credits but you can also enjoy a few lifestyle credits. For example, fitness enthusiasts will receive up to $300 in annual statement credits for Equinox memberships and Equinox+.
There is also a separate $300 credit to purchase a SoulCycle At-Home Exercise Bike. An Equinox+ subscription is required.
Earn 5x Membership Rewards on Travel
You will earn up to 5 Membership Rewards per $1 on these travel purchases:
- Flights booked directly through the airline or on AmexTravel.com (up to $500,000 per year)
- Prepaid hotels through AmexTravel.com
This earning potential is double most travel rewards cards that usually pay 2-3x on travel purchases.
All non-bonus purchases earn 1 point per $1.
1:1 Point Transfers
You’re able to transfer your Membership Rewards at a 1:1 ratio to approximately 20 airlines and hotels. This redemption option is in addition to booking your award travel directly through American Express Travel.
No Preset Spending Limit
The Platinum Card doesn’t have a preset spending limit. Instead, your spending power is flexible and depends on several factors including your usual monthly balance.
You will need to pay your balance in full or enroll purchases in the Pay Over Time payment plan at your personalized APR.
Other Amex Platinum Card Travel Features
These secondary benefits add additional value when you travel.
Hilton Honors Gold Elite Status
You receive complimentary Hilton Honors Gold status which typically requires staying at least 28 nights per year.
This loyalty tier’s best perks include 80% bonus points on stays, daily food and beverage credits, and space-available room upgrades. Enrollment required.
Marriott Bonvoy Gold Elite Status
This card also gives you Gold Elite status with the Marriott Bonvoy loyalty program. You won’t have to log the 25 qualifying nights or apply for a participating co-brand Marriott Bonvoy credit card to achieve this status. Enrollment required.
Some of the core Gold Elite benefits include:
- 25% bonus points
- Point-based welcome gifts
- Space-available Enhanced Room Upgrades
Car Rental Privileges
You can enjoy several unique rental car benefits through these rental agencies:
Precise benefits vary by loyalty program but generally include discounts and complimentary upgrades when you enter an exclusive promo code.
Amex Platinum cardholders can now qualify for Hertz President’s Circle status, which is the highest possible status at Hertz.
This card features several complimentary travel insurance benefits on your eligible travel purchases:
- Car Rental Loss and Damage Waiver: Secondary rental car coverage on most domestic and international car rentals. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
- Trip Cancellation and Interruption Insurance: Up to $10,000 per trip and $20,000 per 12-month period for non-refundable travel purchases. Underwritten by New Hampshire Insurance Company, an AIG Company.
- Trip Delay: Up to $500 per trip when incurring delays exceeding six hours. You can redeem this benefit twice per consecutive 12-month period. Underwritten by New Hampshire Insurance Company, an AIG Company.
- Baggage insurance: Up to $3,000 per carry-on and $2,000 for checked luggage. A $1,000 maximum applies to high-risk items. There is also a $2,000 per bag and a $10,000 aggregate limit for New York State residents. Underwritten by AMEX Assurance Company.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.
Further reading: best credit cards offering travel insurance.
Premium Global Assist Hotline
It’s possible to request travel, legal, and medical assistance but third-party service provider fees still apply.
You can also receive complimentary emergency medical transportation assistance when traveling at least 100 miles away from home. Few travel credit cards offer this service.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.
Discounts on International Flights
You can book up to eight tickets at a discount for 25 international airlines. The qualifying fare classes are First, Business, and Premium Economy when your overseas flight originates and terminates in the United States.
These flights can also earn up to 5x Membership Rewards.
Wheels Up Private Jet Program Benefits
Enjoy guaranteed hourly rates and up to two Wheels Up transaction fee waivers per year. It’s also possible to get initiation fee discounts if you’re purchasing a new Core or Connect Membership.
It’s possible to receive $100 onboard credit (for cruises) or instant savings when you spend at least $3,000 on a booking.
Qualifying Platinum Destinations Vacations packages can earn an additional Membership Rewards point per $1.
Travel and Dining Concierge
You have access to several concierge programs that make it easier to book dining and entertainment outings:
- Platinum Travel Service: A dedicated travel service where advisors can provide customized itineraries and suggested activities.
- Global Dining Access by Resy: Add your Platinum Card details to your Resy profile or call Centurion Membership Services to make exclusive reservations and enjoy special dining experiences. The premium Resy alert system is great for scoring difficult reservations.
- Preferred Seating Program: Secure hard-to-find tickets to dining and entertainment events.
- American Express Presales: Purchase entertainment tickets before they go on sale to the general public.
- By Invitation Only: Receive exclusive access to sports, concerts, theater, and dining experiences with VIP treatment.
No Foreign Transaction Fees
As you might expect, you won’t pay foreign transaction fees on international purchases.
Additional Amex Platinum Card Shopping Benefits
These retail benefits will boost your spending power and also protect your purchases.
$240 Digital Entertainment Credit
You will receive up to $20 in monthly credits for qualifying digital entertainment purchases. The eligible services are:
- The Disney Bundle
- The New York Times
- The Wall Street Journal
This benefit doesn’t provide as much liberty as most streaming service credits. For example, Netflix, fuboTV, and other streaming apps are ineligible. You must enroll to receive this benefit.
$155 Walmart+ Credit
Amex reimburses the $12.95 monthly membership fee (plus applicable local taxes) for Walmart+. This service may not have the name recognition or the “wow factor” as Amazon Prime but you shouldn’t underestimate this benefit as a Walmart is in most neighborhoods. Please note, this is subject to auto-renewal.
Some of the Walmart+ benefits include:
- Free delivery from your store
- No order minimum for free shipping on online orders
- Up to 85% savings on prescriptions
- Save $0.05 per gallon at Walmart and Murphy fuel stations
Up to $100 in Saks Fifth Avenue Shopping Credits
You will receive two $50 semi-annual statement credits that you can redeem at Saks Fifth Avenue or Saks.com. Saks Fifth Avenue is a luxury department store offering everything from clothing to home goods. If you have not shopped at Saks you will notice it is expensive for most items. While the $50 credit is nice, it will not get you a lot. Enrollment is required to take advantage of this benefit.
Amex Offers allows you to get Membership Rewards points or statement credits when making select purchases. You must add the particular offer to your card to earn the credit, and there is an expiration date for each offer. I regularly use Amex offers and have saved big on travel, shopping, and even gas purchases.
InCircle Point Cards
It’s possible to get a $100 InCircle Point Card for every 10,000 InCircle Points you receive. You can redeem these shopping rewards at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow.
New covered purchases that are stolen, lost, or accidentally damaged within the first 90 days are eligible for up to $10,000 per claim and $50,000 per calendar year. Coverage limits apply. No enrollment required.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Items that you try returning to the retailer within 90 days of the purchase date but the retailer rejects are eligible for up to $300 (excluding shipping and handling) in return protection. Your annual benefit limit is $1,000 per calendar year per card account. The full purchase must have been made with your Amex Platinum card, and it must be made in the U.S. or its territories.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.
You can receive complimentary ShopRunner membership to get free 2-day shipping and complimentary returns at participating retailers.
Amex Send & Split
The Amex Send & Split features let you easily split purchases with other American Express consumer cardholders. You can send money to Venmo and PayPal users without transaction fees.
This service also lets you split card purchases with other American Express credit cards and receive payments as a statement credit. You can access this tool in the American Express app.
Cell Phone Protection
You’re eligible for up to $800 per claim in cell phone protection after a $50 deductible. Accidental damage and a stolen phone are eligible for compensation.
You can file up to two claims per year.
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Redeeming Membership Rewards
You have several ways to redeem your Membership Rewards for travel and retail rewards.
Book Award Travel Through AmexTravel.com
One of the most valuable redemption options is booking award flights through AmexTravel.com as each point is worth 1 cent.
One cent is the highest standard redemption value for Amex Membership Rewards.
It’s also possible to book these award travel itineraries but the redemption value is usually lower:
- Flight upgrades: 1 cent
- Fine Hotels & Resorts: 1 cent
- Hotel nights: 0.7 cents
- Rental cars: 0.7 cents
- Cruises: 0.7 cents
- Vacation packages: 0.7 cents
Airline and Hotel Point Transfers
A potentially more valuable option is being able to transfer your Membership Rewards at a 1:1 ratio in 1,000-point increments to participating airline and hotel loyalty programs. In some cases, your points can be worth 2 cents per point or more.
You might consider this option when your redemption value is higher than booking directly through Amex. An excellent example is international flights which usually have better redemption ratios than domestic itineraries.
The Amex airline transfer partners are:
- Aer Lingus
- AeroMexico (1,000 Membership Rewards equal 1,600 Premier Points)
- Air Canada (Aeroplan)
- Air France-KLM Flying Blue
- Asia Miles
- British Airways
- Delta Air Lines
- Hawaiian Airlines
- JetBlue (250 Membership Rewards equal 200 TrueBlue points)
- Qantas (500 Membership Rewards equal 500 Qantas points)
- Singapore Airlines
- Virgin Atlantic
There are also three hotel transfer partners:
- Choice Privileges
- Hilton Honors (1,000 Membership Rewards equal 2,000 Hilton Honors points)
- Marriott Bonvoy
Some of the transfer partners have a different transfer ratio. But, in most cases, 1,000 Membership Rewards are worth 1,000 miles in your linked loyalty account.
Most point transfers are instant and free. Unfortunately, there is a $0.0006 federal excise tax when transferring points to domestic frequent flyer programs like Delta, JetBlue, and Hawaiian.
Award flights are the most valuable redemption option as each point is worth at least one cent. Gift cards for select travel, restaurant, and retail brands are worth up to 1 cent.
However, not every gift card redemption is worth 1 cent and the redemption values range from 0.5 cents to 1.0 cent.
New York City Taxis
Each point is worth 1 cent for NYC taxi rides.
Pay with Points at Checkout
You can redeem your points at participating merchants usually for 0.7 cents each.
Participating brands include:
- Best Buy
- Rite Aid
- Saks Fifth Avenue
It’s also possible to redeem your points through an online shopping mall at other retailers and at Ticketmaster. Your redemption value is only 0.5 cents for these two options.
Cover Card Charges
You can also redeem your points to offset card charges if you prefer cash statement credits. This redemption option is one of the least valuable as your points are only worth 0.6 cents.
Here is a summary of the most common Amex Platinum fees (card_name):
- Annual Fee: annual_fees (primary card)
- Additional Card Annual Fee: $195 per card
- Foreign Transaction Fee: foreign_transaction_fee
- Pay Over Time Purchase APR: reg_apr,reg_apr_type
- Cash Advance APR: cash_advance_apr
- Late Payment: late_payment_fee
The Amex Platinum Compared to Other Similar Cards
You might prefer these other travel credit cards that offer a different suite of benefits and can have a friendlier annual fee.
- $300 annual travel credit
- Earn up to 10x Ultimate Rewards on travel purchases through Chase (after earning the $300 travel credit)
- Points are worth 50% more on travel redemptions (1.5 cents each)
- 1:1 point transfers
- Priority Pass Select airport lounge access
- Up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Current Bonus: bonus_miles_full
Some of the unique 1:1 transfer partners include United Airlines, Southwest Airlines, and IHG One Rewards.
This card also has a valuable set of complimentary travel insurance benefits.
The annual fee is annual_fees for the primary card plus $75 per authorized user.
See our complete Amex Platinum Card vs. Chase Sapphire Reserve comparison article.
Further Reading: Chase Sapphire Reserve Benefits
- 4x on dining at restaurants (plus takeout and delivery in the U.S.)
- 4x at U.S. supermarkets (on the first $25,000 per year, then 1x)
- 3x on flights booked directly from airlines or on Amex Travel
- Up to $120 in annual Uber cash ($10 per month) for Uber Eats and rides in the U.S. Enrollment required.
- Up to $120 per year ($10 in monthly) dining statement credits to select restaurants. Enrollment required.
- Special on-site benefits at The Hotel Collection
- 1:1 point transfers
- Current Welcome Bonus Offer: bonus_miles_full
Your point redemption options are similar to the Platinum Card but you get a different set of card benefits. In addition, the annual fee is only annual_fees (card_name)
See our complete Amex Gold Card vs. Amex Platinum Card comparison article.
Further Reading: American Express Gold Card Benefits
The Vacationer Tip
- $300 annual credit for bookings through Capital One Travel
- 10,000 miles anniversary bonus on each card renewal ($100 value)
- Earn up to 10x miles on purchases
- Priority Pass and Capital One Lounge complimentary benefits
- Global Entry or TSA PreCheck application fee credit
- Airline and hotel point transfers (most have a 1:1 transfer ratio)
- Current Early Spend Bonus: bonus_miles_full
You can also get up to $800 in cell phone protection benefits.
See our complete Capital One Venture X Card vs. Amex Platinum Card comparison article for more details.
Further Reading: Capital One Venture X Rewards Benefits
The card_name – (see benefits) is one of the best alternatives to a premium credit card if your travel and buying habits don’t justify the high annual fee. This card has a annual_fees annual fee and additional cards are free.
Featured benefits include:
- Earn up to 5x Ultimate Rewards per dollar spent on travel purchases through Chase
- Points are worth 25% more for award travel redemptions (1.25 cents each)
- 1:1 point transfers
- Up to $50 in statement credits per year for hotel bookings through Chase
- 10% of the points you earn each year as an anniversary bonus
You can also gain peace of mind from the valuable travel insurance benefits, including a primary rental car collision damage waiver.
- 5x on Capital One Travel hotel and rental car bookings
- 2x on all remaining purchases
- Redeem points for travel statement credits
- 1:1 point transfers
- Global Entry or TSA PreCheck application fee credit
- 2 free visits per year at Capital One Lounge
Your points are worth 1 cent when you redeem them for just about any travel purchase within the last 90 days as a travel statement credit. You also earn 2x points instead of 1x points on non-bonus purchases which can make it easier to accumulate points.
The annual fee is annual_fees for the primary card and $0 for additional cards.
Further Reading: Capital One Venture Card Benefits
You earn 5x Membership Rewards on qualifying flights (up to $500,000 per year) and prepaid hotels through American Express Travel. Non-bonus purchases earn 1 point per $1.
The $200 airline fee credit can apply to one airline of your choice:
Delta Air Lines
You can select your airline each January and charge incidental fees.
You receive a $15 credit January-November and $35 in December for Uber rides and Uber Eats purchases in the U.S.
The participating networks are The Centurion Lounge, Priority Pass Select, Escape Lounges (Centurion Studio), Delta Sky Club, Airspace, Plaza Premium, Lufthansa, and International American Express.
You receive an annual $300 statement credit for Equinox All Access, E for Equinox, or Equinox+ membership fees.
Your first $50 statement credit is valid from January to June and the other $50 credit is in effect from July to December. You can redeem either credit at Saks Fifth Avenue or Saks.com. Enrollment required.
You’re eligible for up to $100 in Global Entry or TSA PreCheck application fee credits every four years. The card also reimburses up to $189 per year in CLEAR® Plus application fees.
The various hotel travel benefits include:
– $200 back in statement credits each year for qualifying stays (2-night minimum) at Fine Hotels & Resorts or The Hotel Collection with American Express Travel
– $100 experience credit for minimum 2-night stays at The Hotel Collection with American Express Travel-
– On-site benefits at Fine Hotels & Resorts
– Hilton Honors Gold status
– Marriott Bonvoy Gold Elite status
Yes, travel bookings are eligible for trip cancellation, trip delay, baggage insurance, and secondary car rental loss and damage coverage.
You can receive a statement credit to reimburse the Walmart+ monthly membership fee ($12.95 per month).
The annual $240 digital entertainment credit reimburses up to $20 in monthly purchases at Audible, Disney+, ESPN+, Hulu, Peacock, The New York Times, The Disney Bundle, The Wall Street Journal, and SiriusXM.
There are currently three different card designs available to new and existing cardholders: Classic Platinum, Platinum x Kehinde Wiley, and Platinum x Julie Mehretu. The latter two designs are from artists-in-residence at The Studio Museum in Harlem.
A good or excellent credit score of at least 700 (FICO) gives you the best approval odds.
The Vacationer’s Final Thoughts
card_name is ideal for frequent flyers as it offers many air travel perks. Your points are also most valuable for award flights.
If you don’t fly frequently, the luxury hotel benefits and lifestyle credits can also help you get value from this card. However, you must be comfortable redeeming your Membership Rewards for award flights to get the best redemption value.
While this card offers an eye-popping amount of benefits that can be worth more than the annual_fees annual fee, you may consider another travel credit card that may do a better job at balancing card benefits with an annual fee that suits your travel frequency and budget. Business travelers can apply for The Business Platinum Card® from American Express.
- American Express Platinum vs. American Express Gold Card
- Capital One Venture X vs. Amex Platinum Card
- Chase Sapphire Reserve vs. American Express Platinum Card
Advertiser Disclosure: The Vacationer has partnered with CardRatings for our coverage of credit card products. The Vacationer and CardRatings may receive a commission from card issuers
Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
American Express Insurance Benefits Information:
Baggage Insurance Plan – Baggage Insurance Plan coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry- on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, 11/11/2021 AXP Internal 7 there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.
Cell Phone Protection – Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.
Premium Global Assist Hotline – You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Plus, we may provide emergency medical transportation assistance and related services. Third-party service costs may be your responsibility.
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